Martin Hawes is an Authorised Financial Advisor and lives in Christchurch. He has written over 20 books including Family Trusts – A New Zealand Guide and Twenty Good Summers. As well as working as a financial adviser, Martin is a Director of variable annuity provider Lifetime income, Chair of the Summer KiwiSaver Investment Committee, and is a member of the Code Committee for Financial Advisers. Martin is a speaker at conferences and gatherings around the country and frequently makes comment in the media. He is long-term member of NZSA.